Statement out of personal debt for a mortgage app


Statement out of personal debt for a mortgage app

To ascertain exactly how much your debt, look at ‘Mijn schulden’ in the Mijn DUO. You’ll find notifications concerning your financial obligation under ‘Mijn berichten’. These may feel posted out. If you like a statement out-of obligations having home financing software otherwise taxation come back, in many cases all the information for the Mijn DUO is sufficient.

From the Netherlands, your student financial obligation or lifelong learning borrowing from the bank is actually taken into consideration when figuring exactly how much you could obtain having a mortgage. Most mortgage lenders ergo wanted proof of this – specifically, the amount of the unique financial obligation. DUO has agreed having lenders that one may render one facts from the entry the new alerts issued at the start of the payment stage, stating how much you need to pay-off every month. You can find so it notice within the Mijn DUO, not as much as ‘Mijn berichten’.

Which notice you really need to fill in hinges on if for example the fees stage first started. If that is prior to 2017, then you definitely gotten the brand new notification when you look at the January of the season for the and that your installment stage started. Whether or not it try throughout or after 2017, your gotten they 2 months prior to the start of the your installment stage. That’s constantly inside the Oct otherwise November. Could you be paying down a lifelong discovering borrowing? Your acquired the fresh new notice in the January, following the avoid of your own lifelong training borrowing.

Whenever you are not able to find the notification into the Mijn DUO, you can consult a duplicate playing with our very own on line contact page. Might discover this from the blog post within this two weeks.

Even more money

Perhaps you have generated voluntary extra money? Possibly, financial organization take this into account whenever calculating simply how much you can acquire. Such as for instance, as it has shorter your kept monthly instalments otherwise because you keeps cleaned the debt completely. Since proof, you need to use the confirmation your gotten if we processed the voluntary commission. Or the notification stating your smaller month-to-month instalment. For people who paid by the most useful, you ought to found which contained in this step three business days. Or even, it requires to 14 days.

If you want a very detailed declaration off obligations, we are able to e-mail it to you into the consult. But this will be only it is possible to when you have entered a valid e-mail address in Mijn DUO. To guard the privacy, we cannot e-post notifications, texts or any other records. Also, your request have to are from the fresh elizabeth-send target joined into the Mijn DUO.

In order to request a complete report out-of loans, explore our very own online contact form. Depending upon your role, you will receive the pursuing the suggestions:

  • the fresh loans balance in the beginning of the fees stage.
  • your current loans balance, including desire accrued.
  • your current interest rate and its ages of validity.
  • the new amounts of any extra money made as well as their well worth dates.
  • your own dated and you may the fresh new month-to-month instalments, as well as their carrying out schedules.
  • the remaining label of financial obligation.
  • verification out-of complete fees.

Annual statement to have Dutch tax regulators

More often than not, you don’t need to help you state your own an excellent scholar loans when filing an income tax go back in the Netherlands. Therefore, we do not give you an annual report once the practical. Should you want to know your current loans equilibrium, you can find it in Mijn DUO less than ‘Mijn schulden’. And you can significantly less than ‘Schuldhistorie’ there can be the fresh numbers you owed for the 31 December of prior age.

Can you inhabit the brand new Dutch Caribbean? And just have you repaid the pupil loans? Then you’ll definitely discover an annual statement Nebraska loans.

  • the total amount a great is more than € 3,two hundred whenever you are single or higher than simply € 6,eight hundred if you have somebody, and you may
  • your possessions from inside the Package step three (offers and you can financial investments) meet or exceed new exception to this rule tolerance. Inside the 2021 that is € fifty,100 to possess solitary people or € a hundred,100000 to have partners, towards site day being .

It’s not necessary to county their college student fund due to the fact earnings when your file an income tax come back. We can, however, send you a public transport statement if you like they having the statement.

Whenever you are struggling to sign in Mijn DUO, use our very own online contact page rather to ask for the annual statement.

Traduci »